Chris Christian on February 17th, 2011

Agents are frequently provided insureds’ contract requirements in order to determine insurance needed. But contract requirements can go well beyond limits and Additional Insured status. Does an agent owe a duty to their insured to provide the coverage required by the contract? Or even more frightening — does the agent owe a duty to the insured’s client?

Continue reading about Your Insureds’ Contractual Requirements

Chris Christian on January 12th, 2010

Agents are often befuddled when a professional liability carrier refuses to provide an additional insured endorsement or excess limits appear to be too expensive.

Continue reading about Quirks in the PL World – 1/7/10 Knowledge Knugget

Chris Christian on July 30th, 2009

A much-needed tool for agents to get discussion about executive protection products on the table with their insureds.

Continue reading about Executive Protection Checklist Updated

Chris Christian on July 29th, 2009

The gap between your insured’s pro bono or bartered services and the coverage provided by their professional liability policy can be closed.

Continue reading about Solutions to the “for a fee” gap

Chris Christian on July 21st, 2009

The most common wording in professional liability policies — inclusion of “for a fee” in the definition of professional services — can render a policy useless when your insured performs pro bono or other non-fee services.

Continue reading about Is “For a Fee” Wording Leaving your Insured Bare?