I have often cautioned my agents about the unfavorable (from the insured’s and broker’s perspective) broadness of an “arising from” exclusion preamble.
There are many exclusions for which this wording is unavoidable, but the impact is horrendous. In the case of insureds that have an incidental or vicarious exposure to bodily injury/property damage claims, unauthorized access, [...]
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In the midst of turmoil and economic downturn, opportunities exist. Identifying and capitalizing on them is the key to success.
Insolvency can cause problems for insureds, or for agencies. Carrier insolvencies frequently cause coverage issues with an insurance agents’ E&O policy.
