Some insureds like to handle their own claims — until they blow up. If the carrier is aware of this self-management and agrees to it, no problem. If not, the insured is risking an uncovered loss.
When an insured does not report claims, they are courting disaster. Subscribe to Knowledge Knuggets to find out why.
EPL policy coverage quality runs the gamut. Use this tool to evaluate your insureds’ coverage.
EPL has become a common enough coverage that agents are beginning to perceive it as “standardized”. It is anything but!